Independent · Licensed · On Your Side

Coverage that actually covers what matters.

From ACA marketplace plans to private health policies, Jordan Bean at J and R Solutions Group LLC helps you find the right plan — not the most expensive one.

ACA Marketplace

Subsidized Plans

Navigate Healthcare.gov with a licensed expert. Most clients qualify for tax credits.

$0/mo possible
Private Coverage

Tailored Policies

Off-marketplace plans with broader networks and richer benefits.

Custom fit
Group & Cafeteria Plans

Benefits + Section 125

Bundle group coverage with cafeteria plans so employees save with pre-tax dollars.

+27% retention lift
2,400+
Individuals & families enrolled
180+
Businesses with active plans
$0
Broker fees ever charged
$1,840
Avg. annual savings per client

Three doors, one expert at your side.

Most brokers specialize in one thing. Jordan is certified across the full spectrum — so you talk to the same trusted advisor from quote to claim.

N° 01

ACA Marketplace

Navigate Healthcare.gov and your state exchange with a licensed expert. Most clients qualify for tax credits that dramatically lower premiums.

  • Subsidy & tax-credit analysis
  • Open enrollment & SEP filing
  • Income & household guidance
  • Year-round support
Check my subsidy →
N° 02

Private Insurance

Off-marketplace plans for clients who want broader networks, dental & vision bundles, short-term coverage, or international travel protection.

  • Major medical & PPO plans
  • Dental, vision, life, disability
  • Short-term & gap coverage
  • Medicare supplements
Compare plans →
N° 03

Group Benefits & Cafeteria Plans

Build a full benefits package for your team — including Section 125 Cafeteria Plans that let employees pay premiums and out-of-pocket costs with pre-tax dollars, maximizing take-home pay and reducing your payroll taxes.

  • Group health, dental & vision
  • Section 125 Cafeteria Plans (FSA, HSA, DCAP)
  • Pre-tax premium contributions
  • HRAs, ICHRAs & QSEHRAs
  • Voluntary & ancillary lines
  • HR & enrollment support
Build my plan →

Independent. Licensed. On your side.

Insurance is one of the largest line items in most household and business budgets — and also the most opaque. Jordan Bean started J and R Solutions Group LLC because shopping for coverage shouldn't feel like reading a foreign legal contract under fluorescent lights.

As an independent broker, Jordan isn't tied to any single carrier — which means recommendations are based on what fits you, not what pays the highest commission.

15yr
Combined licensing experience
47
States licensed
$0
Broker fees to clients
100%
Independent — no carrier bias
Jordan Bean
Licensed Insurance Advisor · J and R Solutions Group LLC
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Appointed Carriers Blue Cross · Aetna · Cigna · UnitedHealthcare · Oscar
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Specialties ACA Marketplace · Private Health · Group Benefits · Cafeteria Plans
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Our Promise No pressure. No spam. Just clear, honest advice on your options.
Book a Free Consultation

Simple by design.

No jargon, no pressure, and no fees to you. Brokers are paid by carriers, so our work costs you nothing extra.

i

Discovery Call

A 20-minute conversation about your situation, doctors, prescriptions, budget, and goals.

ii

Plan Analysis

We pull options across carriers, run subsidy math, and surface the 2–3 plans worth your time.

iii

Side-by-Side Review

We walk through trade-offs together. No hard sell. You choose what fits — we make it clear.

iv

Enrollment & Support

We handle the paperwork and stay on as your advocate — claims help, renewals, and life changes.

Find your right plan.

Schedule a free 20-minute call with Jordan. No pressure, no spam — just a clear picture of your options and what you qualify for.

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Phone 888-528-1871
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Hours Mon – Fri · 8am – 6pm ET
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Response Time Within one business day
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Privacy Your information is never shared. Ever.

Introducing Life X PPO

Employer-sponsored group health coverage for self-employed individuals, 1099 contractors, and gig workers — without needing a traditional employer plan or ACA subsidies.

Affordable Nationwide Coverage Without an Employer or ACA Subsidies

If you are self-employed or do not qualify for ACA subsidies, you may feel stuck with limited, high-cost options. That is where LifeX comes in.

LifeX offers access to a comprehensive employer-sponsored health benefit plan structured under federal ERISA law — providing nationwide PPO access and robust healthcare benefits even if you are self-employed, a 1099 contractor, or do not qualify for ACA subsidies.

Ask Jordan About LifeX
ERISA-Governed Plan

Who LifeX Is For

  • Self-employed individuals
  • 1099 contractors and freelancers
  • Realtors and consultants
  • Gig workers
  • Early retirees not yet Medicare eligible
  • Individuals in states with limited ACA options

Part-time W-2 employment unlocks group benefits

LifeX hires individuals as part-time W-2 Research Associates. You continue your regular job and only need to complete brief 15-minute health assessments a few times per year — and you are paid for your time.

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ERISA Governed

Governed under federal ERISA law and structured as a self-funded employer health plan supported by a dedicated ERISA health plan trust.

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Nationwide PPO Access

Access two large nationwide PPO networks including First Health or PHCS depending on your state for flexible high-quality provider options.

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Stop-Loss Protection

Claims are paid from a dedicated health plan trust and stop-loss insurance protects the plan from high-cost claims.

👨‍⚕️

24/7 Telemedicine

Connect with licensed doctors anytime for urgent care, primary care, and mental health support at no cost with no copays or fees.

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Health Coaching

Wholeistic Health Coaching provides a personal telephonic health coach to help you and your family manage your health at no cost.

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Comprehensive Benefits

Inpatient and outpatient coverage, preventive care, prescription drugs, emergency and specialist care, plus dental and vision through Humana.

Choose the plan that fits your life

VL Plans

Visit Limit Plans

Cost-effective healthcare with a set number of doctor visits per year.

HSA Plans

Health Savings Account

HSA-compatible plans for long-term savings and comprehensive coverage flexibility.

PPO Plans

Major Medical PPO

Comprehensive coverage for a wide range of medical needs with full PPO network access.

Dental and Vision

Humana Dental and Vision

Robust Humana dental and vision plan options bundled with your health coverage.

Important: LifeX is an employer-sponsored plan. Participation depends on employment eligibility, completion of a medical assessment, and compliance with plan requirements. This is not an individual insurance policy sold directly to the public. Jordan Bean will carefully review whether this plan is appropriate for you before making any recommendation.

Answers, not avoidance.

A few of the questions we hear most. Don't see yours? Book a call — we'll answer it.

Nothing. Brokers are compensated by insurance carriers, not by you. The premium you pay through us is identical to the premium you'd pay going direct — the difference is you get an advocate who knows the products and stays with you year after year.
Probably more than you think. Subsidies extend well into middle-class income brackets, especially after recent expansions. Jordan will run the numbers on your specific household size and projected income — it takes about ten minutes.
Often, yes. Special Enrollment Periods open for life events: marriage, a new baby, moving, losing job-based coverage, and more. Private and short-term plans are also available year-round. Tell us your situation and we'll find the right path.
We check before you enroll — every time. Send us your doctors and prescriptions during the discovery call and we'll verify network status across each plan we recommend so there are no surprises.
In most states, true small-group health insurance starts at two enrolled employees. For solo founders, an ICHRA lets you reimburse employees tax-free for individual policies — a flexible alternative to traditional group plans.
We re-shop your coverage every year automatically. If a better-fit plan exists from another carrier, we'll tell you and handle the switch. Most brokers don't do this — which is exactly why people overpay year after year.